Plaid

Plaid banking data: accounts, balances, transactions, identity, auth. Exposes 22 actions covering the full API surface the agent needs - read and write.

What it can do

Method	What it does
plaid_link_token_create	Create a link token to initialize Plaid Link UI - POST /link_token/create.
plaid_item_exchange_public_token	Exchange public token for access token - POST /item/public_token/exchange.
plaid_item_get	Get item (access token) metadata - POST /item/get.
plaid_item_remove	Remove an item (revoke access) - POST /item/remove.
plaid_accounts_list	List all accounts for an item - POST /accounts/get.
plaid_accounts_balance_get	Get real-time account balances - POST /accounts/balance/get.
plaid_transactions_get	Get transactions for a time range - POST /transactions/get.
plaid_transactions_sync	Sync new/updated transactions incrementally - POST /transactions/sync.
plaid_transactions_search	Search transactions by merchant/description - POST /transactions/search.
plaid_identity_get	Get verified identity data - POST /identity/get.
plaid_auth_get	Get bank account numbers and routing numbers - POST /auth/get.
plaid_institutions_search	Search institutions by name, routing number, or ID - POST /institutions/search.
plaid_institutions_get_by_id	Get institution details by ID - POST /institutions/get_by_id.
plaid_investments_holdings_get	Get investment holdings (securities, stocks, bonds) - POST /investments/holdings/get.
plaid_investments_transactions_get	Get investment transactions - POST /investments/transactions/get.
plaid_liabilities_get	Get liability data (credit, mortgages, student loans, HELOC) - POST /liabilities/get.
plaid_asset_report_create	Create an asset report for lending/underwriting - POST /asset_report/create.
plaid_asset_report_get	Get an asset report - POST /asset_report/get.
plaid_asset_report_pdf_get	Get asset report as PDF - POST /asset_report/pdf/get.
plaid_sandbox_item_create	Create a sandbox item for testing - POST /sandbox/item/create.
plaid_sandbox_item_set_verification_status	Set sandbox account verification status - POST /sandbox/item/set_verification_status.
plaid_sandbox_public_token_create	Create a public token for a sandbox item - POST /sandbox/public_token/create.

How to get credentials

This connector uses an API key / token. Create one in the provider dashboard, then paste it into FlyMyAI:

• PLAID_CLIENT_ID - Plaid Dashboard - Team Settings - Keys. (https://dashboard.plaid.com/team/keys)
• PLAID_SECRET - Same Keys page (sandbox/production).
• PLAID_ENV - sandbox | development | production.

Fields to fill in FlyMyAI

FlyMyAI field	Where it comes from
PLAID_CLIENT_ID	Plaid Dashboard - Team Settings - Keys.
PLAID_SECRET	Same Keys page (sandbox/production).
PLAID_ENV	sandbox | development | production.

Troubleshooting

• 401 Unauthorized / 403 Forbidden - the token is wrong, expired, or missing a required scope - regenerate it.
• 429 Too Many Requests - you hit the provider rate limit; retry after a short backoff.
• Unexpected 4xx on writes - double-check required fields; the agent confirms before write actions.

Links

• Plaid API documentation

❤️We love our partners - FlyMy.AI builds with the best. Thanks, Plaid!